Apply Now — Apex Business Loan
Free Pre-Approval · 5 Minutes · No Credit Impact

See Real Funding Offers in Minutes

Apply once. Compare tailored offers from our 75+ lender network. Get funded in as little as 24 hours.
$10K–$10M

Funding Range

75+

Competing Lenders

24 hours

To Funded

  • 30-second pre-approval
  • No application fees
  • No collateral required
  • No obligation to accept
Google
5-Star Google Reviews
Inc 5000
Inc. 5000 Distinguished
BBB
Trusted by Small Businesses

Why Thousands of Business Owners Choose Apex

One application unlocks real, comparable offers from 75+ lenders — no juggling applications, no fees, no obligation.

Fast

Apply in under 5 minutes. Funded in as little as 24 hours after approval.

Safe

No fees, no obligation. Review your pre-approval in 30 seconds.

Transparent

Clear rates, clear terms. No hidden fees, no surprise pre-payment penalties.

Human

A dedicated funding specialist walks you through every offer — at no cost.

Three Steps to Funding

We took the friction out of small business lending. Here's exactly how it works.

1

Apply in Minutes

Answer a few questions about your business. No fees, no obligation.

2

Compare Real Offers

See tailored offers side-by-side from our network of 75+ lenders. Pick the amount, rate, and term that fit your business.

3

Get Funded Fast

Sign your offer and receive funds in as little as 24 hours. Use them however your business needs.

Business owner reviewing offers

Real Reviews from Real Business Owners

★★★★★

"Great company and easy process. The quick response, the follow-up, the guidance — everything was smooth. I'll definitely use them again."

— Jacob T.
★★★★★

"Fast, efficient, and caring. I've opened several business loans over the years, and this was the best experience by far."

— Kathy C.
★★★★★

"As a small business owner opening a new restaurant, it was a blessing. They worked diligently to get us exactly what we needed to expand."

— Roselia C.

Every Funding Option in One Application

Not sure which product fits? Start with one application — we'll match you with the right options and a specialist will walk you through them.

Term Loan
Term Loan
$10K–$10M, fixed payments, terms up to 10 years. Best for major investments.
Line of Credit
Line of Credit
Revolving capital from $10K–$5M. Only pay for what you use.
Equipment Financing
Equipment Financing
Finance new or used equipment from $10K–$10M with terms tied to useful life.
Working Capital
Working Capital
Fund day-to-day operations with flexible repayment tied to your cash flow.
Short-Term Loan
Short-Term Loan
Quick capital for immediate needs. Minimal paperwork, funding in 1–2 days.
Merchant Cash Advance
Merchant Cash Advance
Upfront capital repaid as a share of future sales. Credit-friendly qualification.

Common Questions

Is there a cost to apply?

No. Applying is completely free. There are no application fees and no obligation to accept any offer. Apex doesn't run credit checks — you can review your pre-approval in 30 seconds and decide if it's the right fit.

How long does the application take?

About 5 minutes. You'll answer a few questions about your business, and we'll use that to match you with lenders most likely to approve your request.

How quickly can I receive funds?

Most approved applicants receive funds within 24 hours of signing. Some products (like equipment financing) can take a few business days depending on the lender.

Do I need to have perfect credit?

No. We work with a wide network of lenders — including options for business owners with bad or limited credit, like Merchant Cash Advance.

Are there any fees to apply?

None. The application, quotes, and pre-approvals are completely free and come with no obligation to accept any offer.

Ready to See Your Offers?

Apply in 5 minutes. Compare real offers from 75+ lenders. Get funded in as little as 24 hours.